IOSR-JBM   National Conference on Structural, Institutional and Financial Sector Changes (both Global and Indian) in the New Millennium and the Road Ahead

Abstract: Cash transfer programs has long being used as strong social protection tool for curbing poverty and vulnerability among poor in low and middle income countries. In India, cash transfer programs both CCT and UCT programs largely focus on scholarship, pension, unemployment allowance, health, MNREGA and public distribution system. These programs effectiveness largely depends on its implementation, coverage, target and budget allocation which should consider inflation effects. In present paper, researchers have attempted to understand coverage and budget allocation towards social pension schemes in state of Karnataka. Using regression model, trends were constructed majorly for three social pensions namely old age, widow and disability pension schemes for period of 5 years.................

Key Words: Cash transfer, Pension scheme, IGNOAPS, Sandhya Surkash Yojana, Below-Poverty line, Elderly

[1] Akira Okamoto (2010) 'Public Pension Reform in Japan', Economic Analysis and Policy, Vol. 40 (2): pp 179-208.
[2] Armando Barrientos and James Scott (2008) 'Social Transfers and Growth: A Review', Brooks World Poverty Institute', The University of Manchester, BWPI Working Paper No. 52.
[3] Babu Pottaveettil Remesh (2010) 'Extending social protection for unorganized sector workers in India: One step forward, two steps backward?', presented at 6th International Policy and Research Conference on Social Security; New Challenges and Opportunities for Social Security, International Social Security Association (ISSA), Luxembourg.
[4] Florence Bonnet , Louis Frota and Krzysztof Hagemejer (2011) 'Measuring and Analyzing Social Security Gaps in South Africa', Special IARIW-SSA Conference on Measuring National Income, Wealth, Poverty and Inequality in African Countries, South Africa.
[5] Robert Holzmann et.al (2000). "Extending Coverage in Multi-Pillar Pension Systems: Constraints and Hypotheses, Preliminary Evidence and Future Research Agenda", The World Bank conference, SP Discussion paper, No.0002.

Abstract: The Yeshasvini Health Insurance Scheme is one of the most important community based health insurance scheme in Karnataka.The scheme operates through Yeshasvini Trust to take advantage of the societal capital generated by a vast network of cooperative societies in Karnataka. The scheme connects diverse rural farmers and rural and urban informal sector workers in Karnataka. The present study makes an attempt to bring out such differences from the Yeshasvini Policy Holder of Mysore district. The present empirical study are to measure the perception of the general public towards Yeshasvini Health Insurance and also the study the perceptional differences among middle vs upper age, male vs female, literate vs illiterate, higher income vs lower income and insurance coverage and non insurance coverage respondents. All the group analysis statements by assigning the mean value of more than 3.

KEYWORDS: Yeshasvini Health insurance scheme, Co-operative Societies, Rural Farmers, Informal Sector.

[1] Sarosh Kuruvilla. Mingwei Liu and Priti Jacob (2005) The Karnataka Yeshasvini health insurance scheme for rural farmers & peasants: towards comprehensive health insurance coverage for Karnataka? Prepared for the social science and development conference in Karnataka.
[2] Ranson Kent, M., Tara Sinha, Mira Chatterjee, Akash Acharya, Ami Bhavsar, Saul S Morris, Anne J Mills (2006), Making health insurance work for the poor: Learning from the Self-Employed Women‟s Association‟s (SEWA) Community based health insurance scheme in India, Social Science & Medicine, Volume 62, Issue 3, February 2006, Pages 707-720
[3] Narayanan Devadasan (2006) the landscape of community health insurance in India: An overview based on 10 case studies Health Policy 78 (2006) 224–234.
[4] Devadasan. N, Bart Criel, Wim Van Damme, Kent Ranson and Patrick Van der Stuyft(2007), Indian community health insurance schemes provide partial protection against catastrophic health expenditure, BMC Health Services Research, 7:43, doi:10.1186/1472-6963-7-43, http://www.biomedcentral.com/1472-6963/7/43
[5] Aradhna Aggarwal (2010) Impact Evaluation of India‟s "Yeshasvini‟Community-Based Health Insurance Programme Health economics Health Econ. 19: Pp 5–35.

Abstract: In India, various Government sponsored health insurance schemes has been introduced by the state and central government for the poor. Most of the health insurance schemes are not reached the poor. But some of the state government sponsored health insurance schemes are effective and reached some segment of the population. In this context, Vajpayee Arogyashree health insurance scheme is one of the prioritize scheme, which has reached the some segment of the population in Karnataka. The present study is an attempt to understand the awareness level and perceptions of BPL householdsabout Vajpayee Arogyashree scheme in Karnataka. The study has great relevance as the majority of beneficiaries are illiterates, has critical challenges in awareness about utilization of various benefits.............

Key Words: Vajpayee Arogyashree Scheme, Government sponsored health insurance schemes, Knowledge and Awareness, perceptions, and Health Insurance schemes

[1] Ahuja Rajeev, (2004), "Health Insurance for the poor", Economic and Political Weekly, Vol. 32, No 40, Pp 3171-3178.
[2] Ahuja, Rajeev (2005), Health Insurance for the Poor in India: An Analytical Study, Indian Council for Research on International Economic Relations, Working paper No 163, Pp 1-43.
[3] Anil Gumber and Veena Kulkarni, (2000). "Health Insurance in Informal Sector: Case Study of Gujarat". Economic and Political Weekly, Vol. 22, No. 2, Pp.3607-3613.
[4] GoK (2004) Karnataka State Integrated Health Policy, Government of Karnataka.
[5] Gumber, A. and Kulkarani, V. (2000) "Health Insurance for Informal Sector Case Study of Gujarat" Economic and Political Weekly, Vol. 35, No. 40, Pp. 3607-3613.

Abstract: Demonetization is a tool to battle Inflation, Black Money, Corruption and Crime, discourage a cash dependent economy and help trade. Its policy of the government by banning Rs. 500 and Rs.1000 currency notes has influenced all almost all the corner of the economy. Its effect on Banking Sector is significant as Bank is a center for channeling the legal tender money to all needs of the society. The biggest beneficiaries of demonetization are Banks. It made the banks to accept the deposits without any cost of promotion and drastically increased liquidity position of the banks. The present study is made out of available literature on post demonetization. It portrayed the effect of demonetization on Banking Sector. It encompassed the recent decision of the central government on Demonetization and its gradual effect on Indian banking sector.

Keywords: Demonetization, Banks, Liquidity, digitization.

[1] Nithin Kumar A and Sharmila (2016). Demonetization and Its Impact on Indian Economy. International Journal of Humanities, Arts, Medicine and Science. ISSN (P):2348-0521. ISSN (E): 2454-4728. Vol. 4. Issue12, Dec 2016. Pp 23-26.
[2] Dr. Pratap Singh and Virender Singh (2016). Impact of Demonetization on Indian Economy. International Journal of Science Technology and Management. ISSN (O) 2394-1537. ISSN (P) 2394-1529. Vol. No.5, Issue No. 12, December 2016.
[3] S Vijay Kumar and T Shiva Kumar (2016). Demonetization and Complete Financial Inclusion. International Journal of Management Research & Review. ISSN: 2249-7196. Volume 6. Issue 12.
[4] Nikita Gajjar (2016). Black Money in India: Present Status and Future Challenges and Demonetization. International Journal of Advance Research in Computer Science and Management Studies. ISSN:2321-7782. Volume 4, Issue 12, December 2016.
[5] Office of the Development Commissioner (2016). Demonetization and Promoting use of digital payment system.

Abstract: The enactment of The New Companies Act 2013 is a major milestone in corporate governance, which has resulted in a paradigm shift in business operations across India. Almost all major companies are practicing corporate social responsibility (CSR) and are contributing towards the development of society and environment within which they operate. In the present paper an attempt has been made to throw light on the prominent corporate social responsibility initiatives of the selected manufacturing companies in Karnataka, to determine the trend and orientation of corporate social responsibility and to examine whether there is significant difference in the orientation and implementation of corporate social responsibility initiatives among the selected manufacturing companies in Karnataka.

Keywords: Corporate social responsibility, Karnataka, Manufacturing companies.

[1] Sheskin D J. (2004). Handbook of Parametric and Non-Parametric Statistical Procedures. 3rd Edition. Boca Raton: Chapman & Hill / CRC
Website:
[2] Ministry of Corporate Affairs. (2013). Available at http://www.mca.gov.in.

Abstract: Indian population comprises of most of young citizens and more innovative force to use this force efficiently the Honorable PM Modi's vision set towards Indian economy by 2025 should beat US economy. To achieve this vision into reality our economy should match with developed economy's economic, financial, status. In this process, Honorable PM Sri.Modi has been launching many strategies and plans to make Indian economy strong such as make in India, special provisions and policies for MSMEs, and to make India free from black money, counterfeit cash, corruption and terrorism the present government has taken a bold step of banning Rs.500 and Rs.1000 recently. Demonetization is withdrawal of currency from circulation from economy with attainment of the certain objectives...........

[1] SandeepKaur(2016)" Demonetization and Its Impacts in India", International Journal Of Research, vol,3,Issue 17.
[2] SherlineT.I(2016) "Demonetization As A Prelude To Complete Financial Inclusion", International Education and Research Journal, vol,2, Issue 12.
[3] Paragwakins (2017) "Demonetisation: Some Theoretical Perspectives" https://mpra.ub.uni-muenchen.de/76391/
[4] NikitaGajjar(2016) "Black Money in India: Present Status and Future Challenges and Demonetization", International Journal of Advance Research in Computer Science and Management Studies" vol,4,Issue 12.
[5] AmbalikaSinha and DivyaRai(2016) "Aftermath of Demon on Rural population" International Journal of Research in Economics and Social Sciences, vol,6 Issue 11, PP223-228

Abstract: In India, Demonetization was announced by Honourable Prime Minister Sri. Narendra Modi on Nov 08, 2016.This is the bold step taken by our present PM towards the economic policy in Indian history to fight war against the black money, corruption, terrorism and counterfeit notes. Nov 8th is marked as the day when the largest democracy in the world declared 86% of its currency as dead. This will engender a marked fall in the use of cash transactions in India and thus pave way for the transition to a cashless economy. It would be foolish to argue that demonetization aims only at extinguishing the black money. The demonetization move causes a huge amount of uncertainty and will disrupt transaction in general to common man and all sectors of business, but especially for smaller...............

[1] Ambalika Sinha and Divya Rai (2016),"Aftermath of demonetization on rural population", International Journal of Research in Economics and Social Sciences, 6(11), Pp. - 223-228, ISSN(O):2249-7382
[2] Anumeha Chaturvedi (2016),"Currency notes ban: Smaller hotels, luxury to get hit", ET Bureau
[3] CD Equisearch Private limited (2017),"Demonetization: Who will pay the price?" www.cdequi.com.
[4] Chitra Balasubramaniam (2017),"International hotels see varying effects from Demonetization",visitors2delhi@rediffmail.com., www.hotelnewsnow.com.
[5] Dr. S. Balamurugan and B.K. Hemalatha.B.K (2016),"Impacts on Demonetization: Organised and Unorganised sector", International Organization of Scientific Research, Journal of Humanities and Social Science, p- ISSN:2279-0845, e-ISSN:2279-0837, Pp-01-11, www.iosrjournals.org.

Abstract: Demonetization means the change of currency status as a legal tender, which means replacing old notes or coins in to new ones. The opposite of demonetization is remonetization which means restoring the demonetized currency as a legal tender. Demonetization which was made by the government was really a masterstroke. It helps in fight against corruption, black money, inflation and tax evasion. The main goal of demonetization was to remove the fake currency from the market which is used in tax evasion, corruption and funding in some anti-social activities. It is a surgical attack on black money. It helps to discourage cash dependent economy and to facilitate trade............

Keywords- Black money, Demonetization, legal tender, social engineering, surveillance.

[1]. Gupta, S.B. (1982), Monetary Economics-Institutions, Theory & Policy, S.Chand and Company, New Delhi.
[2]. Sukanta Sarkar (2010). "The parallel economy in India: Causes, impacts & government initiatives". Economic Journal of Development Issues, Volume 11-12 no.(1-2) p.124-134.
[3]. Ahuja, R. (2007). "Social Problems in India" (2nd Ed). Jaipur: Rawat Publications. Nafees.A.Khan, P.T.Chaudhary, "Black Money: Its Impact on the Indian Economy," Tax Reforms in India (Ed.), Srinawas Publications, Jaipur,pp. 150-155,2003.
[4]. Vijay Kumar Singh, (January 2009) "Controlling money laundering in India – problems & perspectives" To be presented at the 11th Annual Conference on Money and Finance in the Indian Economy- At the Indira Gandhi Institute of Development Research
[5]. CA Lalit Mohan Agarwal(2012), edit. "White Paper On Black Money", Journal of Securities Academy &faculty for e-education, vol.72.s

Abstract: As per NCTE norms, the duration of B.Ed Course has changed from one year to two years to improve the quality of the teacher. NCTE has extended the practice teaching session to 20 weeks. NCTE also included Enhancing Professional Capacities courses like reading and reflecting, yoga and meditation, drama and arts in education, ICT and inclusive school education. But it is a pertinent question to critically evaluate and to identify its advantage and disadvantages. Teachers of B.Ed. College play a major role in implementing this programme and so the investigator feels their perspective on 2 years B.Ed. programme is important. Thereby the investigator decided to conduct a survey of 100 teacher educators from government, aided and unaided B.Ed colleges across Mysuru...............

Keywords: Perspective of Teacher Educators, Teaching Competencies.

[1]. Jayakumar.R"Pros and Cons: Two years B.Ed., programme in India". International Journal of Current Research and Modern Education (IJCRME) Volume I, Issue I, 2016
[2]. Pramodini D V "Evaluation of importance for Research in Education". International Journal of Social Science & Interdisciplinary Research. Vol.1 Issue 9, September 2012
[3]. Richard M "How to improve Teaching Quality". Quality Management Journal, 6(2), 9-21 (1999)
[4]. Marco Rieckmann "Future-oriented higher education: Which key competencies should be fostered through university teaching and learning?" FuturesVolume 44, Issue 2, March 2012, Pages 127–135
[5]. Sushma.R," Attitude of Teacher Educators‟ towards two-year B.Ed Programme". An International Peer-Reviewed and Referred, Scholarly Research Journal for Humanity Science and English Language (2014).

Abstract: Maternal mortality is defined as death of a maternal woman within the 42 days of pregnancy termination. One of the United Nations' Millennium Development Goals is to reduce the maternal mortality rate by 75 percent by 2015. Causes of maternal mortality include postpartum hemorrhage, eclampsia, obstructed labor, and sepsis. Many developing nations lack adequate health care and family planning, and pregnant women have minimal access to skilled labor and emergency care. It has been observed that very high human development countries are better off in MMR and have positive relationship with human and economic development. Given this back ground in the present.............

Keywords: Maternal Mortality, Human Development, Gender, Life Expectancy, Health, Education, and Income

[1]. Bharat Randive, M. S. (2014). Inequalities in institutional delivery uptake and maternal mortality reduction in the context of cash incentive program, Janani Suraksha Yojana: Results from nine states in India. Social Science & Medicine 123 , 1-6.
[2]. Ce shen, J. B. (1999). Maternal Mortality, Women's status, and economic dependency in less developed countries: a cross-national analysis. social science and medicine 49 , 197-214.
[3]. F.Farzadi, B. (2010). Women's health: Explaining the trend in gender ratio in Iran. Public Health 124 , 86-89.
[4]. Hickson, K. J. (2009). The contribution of increased life expectancy to economic development. Journal of Asian Economics20 , 489-504.
[5]. Human Development report,1990

Abstract: Energy has been played vital role in production process as an important factor. Previous studies have proved that there is a 'long-run stable relationship' between energy and economic development (Premakumara, 2012). In the present paper an effort has made to extend this argument to industrial energy consumption and industrial development; specifically, electricity consumption and industrial development. Accordingly, in the present work, an effort has made to examine the 'long-run relationship' between electricity consumption by industrial sector and industrial development. Use of long-run time series data always has threat of non-stationarity. Address the issue of stationarity is one of the objectives of this paper. After checked the data for stationarity, they have used to identify the co-integrating vectors for electricity use and industrial development. Based on the co-integration short-term disturbances in the long-run relationships have been analyzed.

[1]. Asafu-Adjaye. (2000). The relationship between energy consumption, energy prices, and economic growth: time series evidence from Asian developing countries. Energy Economics, 22, 615-625.
[2]. Asafu-Adjaye, J. (2000). The relationship between energy consumption, energy prices, and economic growth: time series evidence from Asian developing countries. Energy Economics, 22, 615-625.
[3]. Glasure, Y. L. (1997). Cointegration,error correction and the relationship between GDP and energy: the case of South Korea and Singapore . Resource and Energy Economics, 20, 17-25.
[4]. Hansen, B. S. (2002). Testing for two-regime threshold cointegration in vector error-correction models. Journal Of Econometrics 110, 293-318.
[5]. Huang, B. H. (2008). Causal relationship between energy consumption and GDP growth revisited: a dynamic panel data approach. Ecological Economics,67, 41-54.

Abstract: Agriculture has been accepted as backbone of Indian economy and played predominant role in providing livelihood for more than fifty percentage of the population. Matter of fact, the development of agriculture sector has been determined by many factors and energy is one of important determinants of agriculture development. It has been widely accepted that energy is an important factor in economic development though the cost of it very less or negligible. Accordingly, economic development will not be realized without energy use (Serap Çoban, 2013). The use of energy in total cost of production though it is very less and negligible, it plays predominant role in determination of development (William J. Nuttall, 2008). Accordingly energy will also play significant role

[1]. Asafu-Adjaye, J. (2000). The relationship between energy consumption, energy prices, and economic growth: time
series evidence from Asian developing countries. Energy Economics, 22 , 615-625.
[2]. Glasure, Y. L. (1997). Cointegration,error correction and the relationship between GDP and energy: the case of South
Korea and Singapore . Resource and Energy Economics, 20 , 17-25.

[3]. Hansen, B. S. (2002). Testing for two-regime threshold cointegration in vector error-correction models. Journal Of Econometrics 110 , 293-318.
[4]. Huang, B. H. (2008). Causal relationship between energy consumption and GDP growth revisited: a dynamic panel data approach. Ecological Economics,67 , 41-54.
[5]. Jumbe, C. (2004). Cointegration and causality between electricity consumption and GDP: empirical evidence from Malawi. Energy Economics, 26 , 61-68.