IOSR-JBM   Volume-15 ~ Issue-4 ~ Nov-Dec-2013

Paper Type	:	Research Paper
Title	:	Corporate Social Responsibility: A Study of Selected Public Sector Banks in India
Country	:	India
Authors	:	Sarita Moharana
	:	10.9790/487X-1540109

Abstract: Corporate Social Responsibility is the mechanism through which the corporate organizations have executed their philanthropic visions for social welfare. It is a powerful way of making sustainable competitive profit and achieving lasting values for stakeholder as well as shareholder. "Corporate Social Responsibility is very popular in financial sector, which the financial crisis did not damage as perceptible as in other countries of developed economies (Singer, 2009)". The process of Globalization creates competition among financial organizations to perform according to the internationally compatible trade practices. So this instigated them to divert their available resources to do more social activities. Nowadays, many nationalized banks in India have created their individual brand image in the field of Corporate Social Responsibility (CSR) by taking various social initiatives in the era of social welfare and community development. The catalytic contributions made by nationalized banks for economic growth in India have created their separate entities towards financial growth. The main objective of this study is to analyze the CSR activities carried out by selected nationalized banks of India. An attempt has been made to analyze the existing CSR practices of five nationalized banks i.e., Allahabad Bank, Andhra Bank, Bank of Baroda, State Bank of India, and Uco Bank. It has been found that the selected banks are directly engaged in CSR activities mostly in the area of Rural Development, Education, Community Welfare, Women and Children. The analysis shows that, these banks are making efforts for the implementation of CSR, but are restricted within certain fields. There is a need for better CSR activities by the banks, which is possible by adding more and more social development issues link with corporate sector.

Keywords: Banking Sector, Corporate Social Responsibility, Financial Institution, Public Sector Banks.

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Paper Type	:	Research Paper
Title	:	Empirical Study on Investment Pattern towards Health Insurance at Salem district, Tamilnadu
Country	:	India
Authors	:	M. Priyadarsini
	:	10.9790/487X-1541015

Abstract: In this contemporary world emergence of new disease are uncertain. More amenities are available today to overcome but it's too pricey. Health insurance is the provision to prevail over numerous diseases in the world. Health insurance enables to overcome the pre-admission & post-admission price of hospitalization. Health insurance shield premium are too costly, hence some people are not aware of the health insurance benefits .This research paper had made an attempt to explore the investment behavior of investors towards health insurance in Salem district ,Tamil Nadu state. The primary data collection made through structured questionnaire. The opinions of 200 respondents were considered for the analysis. Through this analysis it was found that consciousness's of health insurance are lacking among the public of Salem district, as well as their income level do not support for high premium policy

Keywords: Awareness, Health insurance, Income, Investment behavior.

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[3]. Sukummar Vellakal, December 2007. "Health Insurance Schemes in India: An Economic Analysis of demand management under risk. pooling.and.adverse.selection", available at http://www.isec.ac.in/Health_insurence_schemes_in_India.pdf
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Paper Type	:	Research Paper
Title	:	Insights of Corporate Social Responsibility: Leadership personified
Country	:	India
Authors	:	Monika Goyal
	:	10.9790/487X-1541619

Abstract: Corporate Social Responsibility is something that is booming across the corporate world today.Corporate social responsibility is a form of corporate self-regulation integrated into a business model. CSR policy acts as a mechanism for regulating & business monitoring and aims to ensure its active acquiescence keeping in mind the law, ethical standards, and international norms. In a global economy, increasingly organizations have a responsibility to embrace, demonstrate and promote corporate social responsibility (CSR). Long-term sustainability demands that organizations rethink their business goals and objectives from solely focusing on making a profit to corporate citizenship. Today, the influence of CSR is beginning to be seen in communities throughout the world—from human rights and labor practices to health care and the environment.This paper aims to describe the concept of corporate social responsibility and its history along with its significance, currents trends in India viz-a-viz worldwide and the way forward. The paper also provides some of the most prominent examples leaders and their devotion, works and achievement towards corporate social responsibility.

Keywords: Corporate social responsibility (CSR), Sustainability, Commercial logging, philanthropy, Efficient Leadership.

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