Abstract: The existence of credit in the business activities is very vital for enterprises including small industries and consumers. Business actors in the procurement of capital to start a business or business development often require funding from external parties. Credit becomes an alternative choice that is very helpful in the procurement of capital. Credit is the provision of money made by banks by charging interest to customers by paying in installments. Payments made not in cash carry a high degree of risk to the provider of funds. Therefore, collateral for credit is needed. The presence of the Credit Guarantee Institutions is a way for the banks to extend credit to business actors. However, in the implementation there are various obstacles. the purpose of this study.......
Keywords: Credit Guarantor, legal protection, risk, installment payments
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