IOSR-JHSS   Volume-12 ~ Issue-3 ~ May-Jun-2013

Paper Type	:	Research Paper
Title	:	Origin, Growth Pattern And Trends: A Study Of Indian Health Insurance Sector
Country	:	India
Authors	:	Ms. Amandeep Kaur Shahi, Dr. Harinder Singh Gill
	:	10.9790/0837-1230109

Abstract: This paper reviews performance and progress of health insurance business that has evolved over the past 25 years in India. The objectives of the study are to find origin of health insurance in India and abroad and to examine the growth pattern and trends of public and private health insurers in post liberalization period. The data used to achieve the objectives were secondary in nature and covers a period from 2002-03 to 2011-12. The tabular analysis technique was used to present the findings. The study analyses the performance of health insurance sector on the basis of contribution to GDP, health insurance portfolio share percentage in total non life insurance business, sector and company wise analysis of public and private health insurers. The study found that the market trend and penetration level of health insurance business are changing over a period of time. The premium level and index of aware about the benefits of health insurance has been steadily increasing. The growth rate and market share of private health insurance has been increasing and public health insurers has been decreasing, due to number of increasing private health insurers , competition compulsions and coverage of rural areas with new and innovative products.

Key Words – Growth Pattern, Health Insurance, Market Share, Performance, Trends

[1] H.S. Chahal, Feasibility of Separate health Insurance Company in India, IRDA Journal, Vol. 32, 2006, pp. 53-62.

[2] D. Arhin-Tenkorang, , Health Insurance for the Informal Sector in Africa: Design Features, Risk Protection and Resource Mobilization, Working Paper No. WG 3:1, Commission on Macroeconomics and Health, Geneva, 2000.

[3] N. Devadasan and S. Nandraj, Planning & Implementing Health Insurance Programmes in India, Institute of public Health, 2006.

[4] V. Bishnoi and R. Saharan, Health Insurance in India: Introspects and Prospects, The Icfai Journal of Risk & Insurance, Vol.4 (3), 2007, pp. 58-68.

[5] Institute of Public Health, Training Manual on Health Insurance, Bangalore, 2006.

[6] Devadasan et al., Community Insurance in India: An overview, Economic and Political Weekly, 2004, pp. 3179-83.

[7] D.Mavalankar and R. Bhat, Health Insurance in India: Opportunities, Challenges and Concerns, paper presented at Indian Institute of Management, Ahmedabad, 2000. [8] R.P. Ellis, M. Alam and I. Gupta, Health Insurance in India: Prognosis & Prospectus, Economic & Political Weekly, Vol. 35, 2000, pp. 207-217.

[9] R. Ahuja, The poor need health insurance, too, IRDA Journal, Vol. 2(11), 2004, pp.15-16.

[10] I. Gupta and M. Trivedi , "Beyond a Piecemeal Approach", Economic & Political Weekly, June 24, 2006, pp. 2525- 28.

Paper Type	:	Research Paper
Title	:	Impact of Intimate Partner Violence on Mental Wellbeing of Women in Pakistan
Country	:	Pakistan
Authors	:	Qudsia Tariq, Zeenat Ismail
	:	10.9790/0837-01231017

Abstract: The aim of this research was to investigate the impact of intimate partner on the mental wellbeing of women. It was hypothesized that 1-women facing violence for more than a year will have high depression as compared to victims facing violence for less than a year 2-Women facing violence for more than a year will have high anxiety as compared to victims facing violence for less than a year Since this was a very sensitive area triangulation method was adopted for in depth understanding .A purposeful sampling was applied for sample selection .A sample of 250 women was screened with help of HITS(Sherin) out of which only 216 continued with the project .Sample included 118 abused women and 98 not abused women .Both the scales i.e. HITS(Kevin), & TSC-40 , were translated back and forth. All the ethical codes and conducts were followed during the research for the safety of the participants.

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Paper Type	:	Research Paper
Title	:	Credibility of Radio Programmes in the Dissemination of Agricultural Information: A Case Study of Air Dharwad, Karnataka
Country	:	India
Authors	:	Onkargouda Kakade
	:	10.9790/0837-1231822

Abstract: Communication channels play pivotal role in disseminating information. But when the bulk of population is illiterate and inaccessible to modern means of communication, the challenge is all the more difficult. In this situation mass media like radio can play a significant role in disseminating information. Radio is a very popular and powerful communication medium and has proved very effective in helping to disseminate agricultural information. One of the special features of All India Radio is its 'farm and home units', which are engaged in disseminating scientific information about farming to needy people living mostly in poorly accessible villages. There are number of sources of agricultural information which a farmer can use. In order to find out how the farmers rate radio broadcast in respect of the credibility of the information as compared to other sources. The radio programme of AIR Dharwad has been taken to investigate the credibility issue. The respondents for this study were selected from three districts of Karnataka. From Dharwad-88 farmers; Gadag-86 farmers and Bijapur-86 farmers were selected randomly. Finally 260 farmers were selected for the study. The primary data was collected through structured questionnaire. The results indicate that the farm radio programmes are the second credible, next to agriculture extension workers. This might be due to the fact that extension worker is very much available in the village and gives the information in required format. It is obvious that the Farm and Home units programmes should be more effective, to achieve high credibility. Further, content of the farm radio programmes, which once broadcasted should be made available in print form and possibly in audio form as well in all the Raita Salaha Kendras (Advice Centre for Farmers) for reference by the farmers.

Key words: Credibility, Radio, Agriculture information

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Paper Type	:	Research Paper
Title	:	African Complicity in Slavery and Psychological Vexation: A Study of Caryl Phillips's Fiction
Country	:	India
Authors	:	Jose Varunny M.
	:	10.9790/0837-1232328

Abstract: Transatlantic slavery and its repercussions on the lives of its victims and its perpetrators alike have been some of the significant concerns of the postcolonial studies. Transatlantic slavery has been considered as one of the major colonial projects in which the dignity and rights of millions of Africans have been violated unscrupulously. As these facts are acknowledged and accepted across the world, a vast amount of accusation and condemnation are also directed against the West for inflicting such pains on humanity. However, the realization that transatlantic slavery could not have happened without the active participation of Africans compels one to examine their almost equal responsibility more seriously. Caryl Phillips (1958- ), one of the contemporary postcolonial writers in his fictional works recaptures these moments of complicity of Africans. His two novels Higher Ground and Crossing the River not only examine the African responsibility in transatlantic slavery, but also investigate how such involvement has constructed particular psychological vexation in its partakers. It allows him to see how Africans suffer physically and mentally owing to the brutal victimization under slavery, while it also significantly providing a mirror into the psyche of Africans who have collaborated with the Europeans in victimizing one's own people in transatlantic slavery. While for many this difficult truth is hard to accept and reluctant to acknowledge, for Phillips the remembrance and acknowledgement of them are some of the essential means of a cure for the psychological damage that the transatlantic slavery has created.

Key Words: African Complicity, Caryl Phillips, Crossing the River, Higher Ground, Postcolonial, Transatlantic slavery

[1] M. Logan, African wars, in Toyin Falola and Amanda Warnock (Ed) Encyclopedia of the Middle Passage, (Westport-London: Greenwood Press, 2007) 393-396.

[2] T. Falola and Amanda, Introduction, in Toyin Falola and Amanda Warnock (Ed) Encyclopedia of the Middle Passage, (Westport-London: Greenwood Press, 2007) xv-xxvii.

[3] R. T. Schatteman. Introduction, in Renee T. Schatteman (Ed) Conversations with Caryl Phillips, (Jackson USA: University Press of Mississippi, 2009) ix-xviii.

[4] A. Torres, Africa and Africans in the making of the Atlantic world, 1400-1680, American Anthropologist 95(1), 1993, 229–230.

[5] J. Thornton, Africa and Africans in the Making of the Atlantic World, 1400-1680 (Cambridge: Cambridge University Press, 1992). [6] A. C. Bailey, African voices of the Atlantic slave trade: Beyond the silence and the shame, (Boston: Beacon Press, 2005)

[7] A. C. Bailey, African voices of the Atlantic slave trade: Beyond the silence and the shame, (Boston: Beacon Press, 2005)

[8] T. Falola and A. Warnock, Introduction, in Toyin Falola and Amanda Warnock (Ed) Encyclopedia of the Middle Passage, (Westport-London: Greenwood Press, 2007) xv-xxvii. [9] J. Thornton, Africa and Africans in the Making of the Atlantic World, 1400-1680 (Cambridge: Cambridge University Press, 1992).
[10] H.L. Gates Jr., Ending the slavery blame-game, The New York Times, 10 April 2010, http://www.nytimes.com/2010/04/23/opinion/23gates.html?_r=0, Accessed on 20 June 2013.