IOSR-JBM   Volume-19 ~ Issue-9 ~ September-2017

Abstract: Indian Automobile passenger car market is studded with multiple options, with both national and international brands. The availability of such a huge number of options creates a sense of confusion in the consumer decision making regarding buying. The concept of consumerism is growing in such a way that companies need to gauge the clear requirement of consumer so as to create differentiation from other brands. These differentiating parameters may be on the basis of Price, Technology, Luxury, fuel efficiency etc. This paper aims to find those differentiating parameters which are required to make a decision regarding purchasing of passenger cars in Gurugram district. The primary data was collected from 100 respondents through a structured questionnaire from Gurugram district and convenience sampling technique for data collection is used for this purpose.

Keywords: Buying Decision, Passenger Cars, Differentiating parameters

[1]. Altaf N Syed & Hashim A Noor (2016), "Key Factors Influencing Purchase Intentions Towards Automobiles In Pakistan" Paradigms: A Research Journal of Commerce, Economics, and Social Sciences pp 14-22
[2]. Bhatt Shahir & Bhatt Amola (2015), "Factors Influencing the Purchase of Hatchback Cars: An Empirical Study in Ahmedabad, aWEshkar Vol. XIX Issue,pp 68-80
[3]. Clement Sudhakar J., and Venkatapathy R.(2009), "A Study on Automobile Purchase–Peer Influence in Decision Making" , Indian Journal of Marketing, Vol.35, No.6
[4]. Girdhar Amita, Ghalawat Suman & C Kavitha (2015), "A Study Of Consumer Behavior Considering Various Attributes Towards Purchasing A Car" International Journal of Science Technology and Management, pp175-184
[5]. Gupta Sangeeta (2013), "A Study of Buying Decision Influencers for Passenger Car Segment in New Delhi" International Journal of Business and Management Invention, pp 64-71

Abstract: This paper evaluates the Indian banking sector vulnerabilities and NPAs situation has been plagued by challenges ranging from bad loans to shrinking profitability in the last few years. The RBI said the 12 accounts constituted about 25 percent of the overall gross non-performing assets, adding it will direct lenders to begin insolvency proceedings around these accounts. The Indian Banking situation is day by day increasing NPAs ratios, with weak debt repayment capacity. The spike in bad loans is likely to continue for a few more quarters given that the Reserve Bank of India (RBI) remains strained and high leverage levels continue to weigh on corporate resilience, which may pose further risks to banks' asset quality. Public and Private sector banks have stepped............

Keywords: Banking Sector, vulnerability, financial risks, non-performing assets, monetary policy, price stability, RBI Conservatism (RBC) index

[1]. IMF Repor(2017) Current Issues and problems of Indian Banking Sector, Published by International Monitory Fund, USA
[2]. Saxegaard, M., 2014, ―Safe Debt and Uncertainty in Emerging Markets: An Application to South Africa,‖ IMF WP/14/231
(International Monetary Fund: Washington).
[3]. Topalova, P. and D. Nyberg, 2010, ―What Level of Public Debt Could India Target,?‖ IMF WP/10/7 (International Monetary Fund: Washington).
[4]. ManojitSaha (2017) Asset Quality Review and its impact on banks published by The Hindu paper,
http://www.thehindu.com/business/Industry/Asset-Quality-Review-and-its-impact-on-banks/article14494282.ece
[5]. Rakesh Mohan and Partha Ray Indian Financial Sector: Structure, Trends and Turns Published by International Monetary Fund,
Working Paper WP/17/7, USA

Abstract: The concept of 'creating shared value (CSV)' has gained credibility, legitimacy and momentum in the world as a new way of doing business and formed the core of recent business research. The main theme of CSV is creating economic value through creating social value by taking into account social needs and challenges as business opportunities. The aim of this paper is to evaluate the significance of replacing CSR by CSV and to identify challenges and opportunities of creating shared value in the perspective of banking corporations in Bangladesh. The study has found that replacing the deep rooted CSR is a major challenge because of the present social reality.............

Keywords: Banking on Shared Value, Banking Sector, Corporate Social Responsibility (CSR), Creating Shared Value (CSV), Shared Value.

[1]. M. E. Porter, and M. R. Kramer, The big idea: Creating shared value; How to reinvent capitalism—and unleash a wave of innovation and growth, Harvard Business Review, January-February 2011, 1-17. https:// businessethics.qwriting.qc.cuny.edu/files/2012/01/PorterKramer. pdf (accessed January 11, 2015).
[2]. M. E. Porter, and M. R. Kramer, "Strategy and Society: The link between competitive advantage and corporate social responsibility." Harvard Business Review, 84 (12), December 2006, 1-15. http://classes.uleth.ca/ 200803/mgt3031d/Porter%20&%20Kramer%20HBR.pdf (accessed January 11, 2015).
[3]. M Aakhus, and M Bzdak, Revisiting the role of 'shared value' in the business-society relationships, Business and Professional Ethics Journal, 31(2), 2012, 231-246.
[4]. C. L. Dobois, and D. A. Dobios, Expanding the vision of industrial-organizational psychology contributions to environmental sustainability, 2012, in K.Dembek, P. Singh, and V. Bhakoo, Literature review of shared value: A theoretical concept or a management buzzword? Journal of Business Ethics, 2015, 1-16. doi 10.1007/s10551-015-2554-z
[5]. H. R. Bowen, Social responsibilities of the businessman (New York: Harper & Row, 1953), in A. B. Carroll, Corporate social responsibility: Evolution of a definitional construct, Business & Society 38(3), 1999, 268-95, doi: 10.1177/ 000765039903800303 (accessed December 11, 2015).

Abstract: Nowadays Rural entrepreneurship is a major opportunity for the people who necessarily migrate from rural areas or semi-urban areas to urban areas. It is also a fact on the contrary that the majority of rural entrepreneurs are facing many problems due to non availability of primary amenities in rural areas especially in developing countries like India. Financial problems, Lack of education, insufficient technical and conceptual ability at present it is too difficult for the rural entrepreneurs to establish industries in rural areas. Certainly the economic development of our country largely depends on..........

Keywords: Rural entrepreneurs, Innovator, economic development, conceptual ability, continous learner

[1] Brown, D.L &Schafft, K.A (2011). Rural people and communist in the 2st century. Resilence and Transformation Cambridge, Polity Press.Lópes-i-Gelats.
[2] Banerjee, G. D (2011). Rural Entrepreneurship Development Programme in India – An Impact Assessment. National Bank for Agriculture and Rural Development (Occasional Paper57).Retrieved https://www.nabard.org/.../Rural%20Entrepreneurship%20Develop.pdf
[3] Chakraborty D& Barman R.(2014). A Study on Impact of Motivational Factors on the Growth of Rural Entrepreneurs of Assam. IOSR Journal of Business and Management (IOSR-JBM). Volume 16(3) 71-80.
[4] Desai V (2007) Small Scale Industries and Entrepreneurship. Mumbai: Himalaya Publishing House Duarte, N &Diniz, F (2011). The role of firms and entrepreneurship in local development. Romanian journal of regional science.5 (1), 54-69
[5] Pertin, T and Gannon, A ( 1997) , "Rural Development through Entrepreneurship", compiled and edited by Tea, REU Technical Series 41, FAO Regional Office for Europe, FAO of the United Nations, Rome.

Abstract: Climate" can be defined as the "relatively enduring quality of the internal environment of the organization that (a) is experienced by its members, (b) influences their behavior, and (c) can be described in term of values of a particular set of characteristics (or attributes) of the environment" (Taguiri R., 1968). The climate, thus sets the atmosphere in the organization that either encourages or discourages communication. Organizational climate is the process of quantifying the "culture" of an organization, it precedes the notion of organizational culture (Reichers, A.E. Arnold Schneider, B., 1990). It is a set of properties of the work environment, perceived directly or indirectly by the employees, that is assumed to be a major force in influencing employee behavior (Gurpreeth Randhawa, Kuldeep Kaur, 2009).............

[1] Ajeniji, AnthoniaAdenike (2011),"Organization Climate and Job Satisfaction Among Academic Staff In Some Selected Private Universities In Southwest Nigeria", PhD Thesis, School Of Business Covenant University, Nigeria.
[2] Benjamin Schneider, Arthur P. Brief, R.A. Guzzo (2008), "Creating a climate and culture for sustainable organizational change", Annual Review of Psychology, Vol.36, (pp. 573-611)
[3] Clegg S.R. &Bailey J.R. (Eds) (2011), "Organisational Climate", International Encyclopedia of Organization Studies, Vol.3, Thousand Oaks, CA: Sage Publications, (pp: 1028-1030).
[4] CosimoRota, Nikoloi Reynolds &AsareZanasi (2012), "The influence of organizational climate on sustainable relationships between organization and employees. The KION Case Study", Advances in Management and Applied Economics, Vol.2, no.4,Scienpress.
[5] Elsa Pena Suarez, Jose Muniz, Angela Campillo Alvarez, Eduardo Fonseca Pedrero&Edardo Garcia Cueto (2012), "Assessing Organisational Climate: Psychometric Properties of the CLIOR Scale", University of Oviedo, Spain..

Abstract: Financial institutions in Kenya have rapidly expanded as evidenced by the increased number of players venturing into the financial market which has led to increased competition. Not only has the number of players increased, but also there is an increased variety of products and service being offered.One main financial player which is prominence in Kenya is savings and credit cooperative organizations (SACCO). To cope with environment, Saccos have adopted different diversification strategies, facing various challenges in the process. This study sought to look at therelationship between the nature of the various services offered and the adoption of diversification strategies by Saccos...........

Keywords: Diversification Strategies, Nature of Services Offered,

[1] Acharya, V. V., Hasan, I., & Saunders, A. (2006). Should Banks Be Diversified? Evidence from Individual Bank Loan Portfolios. The Journal of Business, 79(3), 1355–1412. https://doi.org/10.1086/500679
[2] Amit, R., &Livnat, J. (2008).Diversification Strategies, Business Cycles and Economic Performance. Strategic Management Journal, 9(2),99-106.
[3] Ansoff, H.I., (2005). Corporate Strategy: An Analytical Approach to Business for Growth and Expansion. New York: McGraw-Hill.
[4] Marketing Management, (2006) 12th Edition. Philip T. Kotler, Northwestern University. Kevin Lane Keller, Tuck School of Business, Dartmouth College.
[5] Kipkosgei, B. C., &Njeru, A. (2014). Effects of New Product Development o n Customer Attraction b y Sacco isI n Baringo County Kenya, 3(8), 112–119..

Abstract: The most professional business decision one can make by hiring, efficient and competent people. Bringing the right people on board saves you thousands, and your business will run efficiently and effectively." Recruitment is the process of finding and hiring the best candidate (from within or outside of an organization) for a job task in a timely and cost effective manner. The recruitment process includes analyzing the requirements of a job, attracting employees to that job, screening and selecting applicants, hiring, and inducting them in organization. Online recruitment is the latest trend in recruitment process in this competitive globalized era. The success of every organization depends upon a vital component that...........

Keywords: E-recruitment, Internet, Organization, Non- Conventional, Competent.

[1] Avinash S. Kapse Vishal, Patil S, Nikhil Patil V., E- Recruitment, International Journal of Engineering and Advanced Technology. (IJEAT) ISSN: 2249 – 8958, April, 2012, 1(4).
[2] Dhobale R (2010), "Role of Internet in HRM", HRM Review, pp. 10-16.
[3] Dileep K M and Ramesh M (2009), "E-Recruitment: Leveraging Technology towards Business Excellence", Business Review, Vol. 4, No. 1 & 2, pp. 75-94.
[4] Dr. R. Ramaabaanu1 & M. Saranya. Importance and Problems of E- Recruitment, International Journal of Research (IJR). ISSN 23486848, October, 2014, 1(9).
[5] Galanaki E (2002), "The Decision to recruit Online: A Descriptive Study", Career International Development, Vol. 7, No. 4, pp. 243-251.

Abstract: The application of managerial accounting in organizations has been regarded as a result of environmental uncertainty. The effects of environmental components on the adoption of managerial accounting in business are different. However, this difference has not been evaluated and compared among the components of environmental uncertainty. This research applied a mean test method to evaluate the relative importance of environmental components in determining the adoption of managerial accounting in business. For the robustness of the mean test method, this project..........

Keywords: Managerial accounting, Environmental uncertainty, Analytic hierarchy process, Mean test method

[1] Ajayi A. (2016). Impact of External Business Environment on Organisational Performance of Small and Medium Scale Enterprises in Osun State, Nigeria. Scholedge International Journal of Business Policy and Governance, 3(10), 155-166
[2] Ajibolade S. O., Arowomole S. S. A. and Ojikutu R. K. (2010). Management accounting systems, perceived environmental uncertainty and companies' performance in Nigeria, International Journal of Academic Research, 2(1), 195-201

[3] Ashill N. J. and Jobber. D. (2010). The Impact of Environmental Uncertainty Perceptions, Decision-Maker Characteristics and Work Environment Characteristics on the Perceived Usefulness of Marketing nformation Systems: A Conceptual Framework. Journal of Marketing Management 15(6): 519-540
[4] Bello-Pintado A. and Merino-Díaz-de-Cerio J. (2012). Determinants of the use of quality management practices in Latin America: the case of Argentina and Uruguay, Total Quality Management & Business Excellence, DOI:10.1080/14783363.2012.669544
[5] Chenhall R. H. and Morris. D. (1986). The Impact of Structure, Environment, and Interdependence on the Perceived Usefulness of Management Accounting Systems. The Accounting Review, American Accounting Association 61 (1): 16-35

Abstract: This research paper studied the influence of capital structure on firms' profitability in Nigeria. A sample of five (5) non-monetary companies quoted on the Nigerian Stock Exchange between 2001 and 2010 are considered. Statistical and econometric tools are employed in the analysis of the data obtained based on three profitability measures selected in the research namely, returns on asset, returns on equity and returns on capital employed. Correlation analysis is used to summarise the initial characterisation of the data, ordinary least squares (OLS) estimations are employed in the estimation models while the F-statistic is used to determine the overall significance of the profitability models developed. Results indicated that firms' capital structure have a pervasive impact on its profitability

Keywords: capital structure, firm's profitability, returns on asset, returns on equity, returns on capital employed

[1] A. A. Onaolapo, S. O. Kajola. Capital structure and firm performance: evidence from Nigeria, European Journal of Economics, Finance and Administrative Sciences, 25, 2010, 70 – 82.
[2] O. O. Simon-Oke, B. Afolabi. Capital structure and industrial performance in Nigeria (1999-2007), International Business and Management, 2(1), 2011, 100-106.
[3] S. Chen, L. Chen. Capital structure determinants: An empirical study in Taiwan, African Journal of Business Management, 5(27), 2011, 10974-10983.
[4] A. Saeedi, I. Mahmoodi. Capital structure and firm performance: evidence from Iranian companies, International Research Journal of Finance and Economics, 70, 2011, 20 – 29.
[5] L. Lorpev, I. M. Kwanum. Capital structure and firm performance: evidence from manufacturing companies in Nigeria, International Journal of Business and Management Tomorrow, 2(5), 2012, 1–7.

Abstract: This research aims at reformulating promotion methods, particularly for Islamic university in Indonesia to increase competitiveness with other institutions. Promotional model "students entrepreneuring" based on Islamic products is the most alluring breakthrough. The main reason is; 1) such methods can be done at any time, 2) allocation of promotional funds redirected into venture capital, 3) the trademark becomes the legitimacy of the existence of the universities, 4) the resulting products demonstrate capability and the quality of students...........

Keywords: promotion, entreprenuring, Islamic products.

[1] Sopandi, Encep, STRATEGI PROMOSI PENERIMAAN MAHASISWA BARU UNTUK PTS (Tinjauan atas kegiatan Promosi PTS di Jawa Barat Tahun 2010), Journal Managerial Vol, 9, No. 18, Januari 2011 : 87 – 101
[2] Ani Soetjipto, Francisca Ery Seda, Ida Ruwaid Noor,Sri Budi Eko Wardani, Natalia Soebagjo, 2014. Autonomy and Governance of State Universities Case Studies in the University of Indonesia, the Jakarta State University, and the Syarif Hidayatullah State Islamic University. Jurnal Masyarakat & Budaya, Volume 16 No. 2
Books:
[3] Bygrave, W. D. 2004. The Portable MBA in Entrepreneurship: Third Edition/edited by William D. Bygrave , Andrew Zacharakis. – Ed. 3 – New Jersey : John Willey & SonsInc.
[4] Davidsson, P. 2003, The Domain of Entrepreneurship Research: Some Suggestions. in Jerome A. Katz and Dean Shepherd (eds.), Cognitive Approaches to Entrepreneurship Research, Advances in Entrepreneurship, Firm Emergence and Growth 6, pp. 315– 372.
[5] Kirzner, I. M. 1973. Competition and Entrepreneurship. Chicago: University of Chicago Press.

Abstract: SME has a great role in the national economy, as well as in employment absorption and distribution of the development results, through the law No. 5 of 1999 government give the limit on SME for small businesses is a business that a. Owns 200 million (net) assets, excluding land and office building, b. Annual sales proceeds (revenue) at most 1 billion, c. Owned by Indonesian citizens, d. Stand-alone, not a subsidiary or company branch.With these limits, it is expected that the role of government and society needs to give great attention to encourage its development. Development of SME through business empowerment approach, need to pay attention to social and cultural aspects of each region, considering small and medium enterprises, in general,growfrom the community directly.

Keywords: SME,Government, Policy,Economics,Society

[1] Brown, Lisanne, Anne LaFond, and Kate Macintyre. 2001. Measuring Capacity Building, Carolina Population Center, Chapel Hill: University of North Carolina,
[2] Djunaedi, Achmad. 2000. Literature Review Writing Guide. Yogyakarta: Postgraduate of UGM.
[3] Hamdy, Hady. 2001. International Economics - Theory and Policy of International Trade. Book 1, Revised Edition Jakarta, Ghalia Indonesia.
[4] Isaac, Effendi. 2005. Article: The Role of Information for SME Progress. Yogyakarta: KedaulatanRakyat.
[5] Ismawan, Bambang. 2002. People's Economy: An Introduction, Economics Inaugural Seminar, Jakarta: Financial Club.

Abstract: Women owned SMEs are important to the development process and would be beneficial for African countries to promote these SMEs by mainstreaming their needs into countries development programs for further growth. Special programs like WEF program can be initiated to further develop these women owned SMEs. This study investigated how capacity building as a component of Women Enterprise Fund program influenced growth of Small and Medium Enterprises in Naivasha Sub County. The study used a descriptive survey design. The study targeted the women entrepreneurs registered with WEF within Naivasha Sub County who were about 1160 and 10 key informants working at Naivasha WEF sub county office..........

Keywords: Women Enterprise Fund program; Growth of SMEs; Small and Medium Enterprises; Capacity building

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