Series-3 (Jan. – Feb. 2022)Jan. – Feb. 2022 Issue Statistics
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Abstract: This study sought assess the factors influencing the growth of mobile loans in digital lending firms in Kenya. The specific objectives was to determine the effect of Cost of credit on mobile loan uptake, to establish the effect of financial technology on mobile loan uptake and to assess how collateral affects mobile loan uptake among registered micro and small business enterprises and to establish the effect of credit information sharing on mobile loan uptake among registered micro and small business enterprises in Kakamega Municipality, Kenya. This study was guided by technology acceptance model, transaction cost theory, lender-based theory of collateral and information asymmetry theory. The study adopted a descriptive survey. The target population of the study was 556 registered motor cycle operators, micro traders, Saloons & Barber shops in Kakamega municipality. The study adopted stratified random sampling technique to select 233 micro and small enterprises. Questionnaire was selected instrument.....
Key Word: Mobile Loans Uptake, Micro and Small Business Enterprises, Cost of Credit, Financial Technology and Credit Information Sharing
. Abduh, M. (2017). Factors influencing Russians to patronize Islamic financial products and services: Case study in Dagestan and Tatarstan. Journal of Islamic Economics, Banking and Finance, 13(3), 163-173.
. Akerlof, G.A. (2018). The Market for Lemons Quality Uncertainty and the Market Mechanism. Quarterly Journal of Economics, 84, 488-500.
. Aliero, H. M., & Ibrahim, S. S. (2018). The challenges of youth empowerment through access to credit in the rural areas of Nigeria. European Journal of Sustainable Development, 2(3), 25-25
. Balakrishnan, S., & Koza, M. P. (2016). Information asymmetry, adverse selection and joint-ventures: Theory and evidence. Journal of economic behavior & organization, 20(1), 99-117.
. Batista, C., & Vincente, P.C. (2016) Introducing Mobile Money in Rural Mozambique: Evidence from a Field Experiment, NOVAFRICA Working Paper 1301.
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|Paper Type||:||Research Paper|
|Title||:||Economic growth and environment impact in the Union of Mediterranean Countries|
|Authors||:||Dr. Lahoucine Assellam || Dr. Houssine Soussi|
Abstract: Our work focuses on the impact of economic growth on the evolution of CO2 emissions in the twenty-seven Euro-Mediterranean countries. Our analysis used CO2 emissions data for 27 countries of the Union for the Mediterranean. Of these, 16 have managed to reduce their emissions while increasing their GDP over the period 1969 to 2019. The graphical output takes the form of an inverted U-shaped curve (environmental Kuznets curve (EKC)). An accurate re-estimation of the EKC was allowed by basing the study on panel data and three proposed models to compare the results: linear, semi-log-linear and log-linear models. The results confirm the EKC hypothesis for European countries. The....
Key Word: Euro-Mediterranean countries; CO2 emissions per capita; Kuznets environmental curve; Panel data; Parametric estimation
. Andreoni, J. et A. Levinson. (Date de consultation : 07 Juillet 2012). The Simple Analytics of the Environmental Kuznets Curve. Journal of Public Economics 80: 269 –-286, 2001. [en ligne]. URL : http://econweb.ucsd.edu/~jandreon/Publications/JPubEKuznets.pdf
. Berrens, R., A. Bohara, K. Gawande, P. Wang. 1997. « Testing the inverted U-hypothesis for U.S. hazardous waste: an application of the generalised Gamma model ». Economic Letters 55. pp.435-440.
. Halkos, G.E., Tsionas, E.G. 2001. « Environmental Kuznets curves: Bayesian evidence from switching regime models ». Energy Economics.23. pp.191-201.
. Cropper, M., Griffiths, C. 1994. « The interaction of populations, growth and environmental quality ». American Economic Review.84. pp. 250-254.
. Forster, B. 1973. « Optimal Capital Accumulation in a polluted Environment ». Southern Economic journal. vol. 39. pp.544-547..
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Abstract: A primary objective of a company's dividend policy is to send signals to existing investors and attract potential investors regarding the management's confidence in the good prospects for the company business. In addition, a sound dividend policy builds trust among investors and encourages them to hold ownership in company equities as long-term investors. Therefore, this study aims to investigate the sensitivity of the market price of shares to the dividend policy of companies. The linkage between dividend policy and share price is examined by controlling certain factors which are considered to be crucial for deciding the dividend policy of a company with the help of a multivariate......
Keywords: Dividend Per Share, Earnings per Share, Market Price of Shares, Panel Data Regression
. Adesina, K., Uwuigbe, U., Uwuigbe, O. R., Asiriuwa, O., &Oriabe, S. (2017). Dividend policy and share price valuation in Nigerian banks. Euro Economica, 36(1), 185–195.
. Al Masum, A. (2014). Dividend policy and its impact on stock price – A study on commercial banks listed in Dhaka stock exchange. Global Disclosure of Economics and Business, 3(1), 7–16. https://doi.org/10.18034/gdeb.v3i1.166
. Al‐Najjar, B. (2009). Dividend behaviour and smoothing new evidence from Jordanian panel data. Studies in Economics and Finance, 26(3), 182–197. https://doi.org/10.1108/10867370910974017
. Ali, M. B., & Chowdhury, T. A. (2010). Effect of dividend on stock price in emerging stock market: A study on the listed private commercial banks in DSE. International Journal of Economics and Finance, 2(4), 52–64. https://doi.org/10.5539/ijef.v2n4p52
. Allen, D. E., &Rachim, V. S. (1996). Dividend policy and stock price volatility: Australian evidence. Applied Financial Economics, 6(2), 175–188. https://doi.org/10.1080/096031096334402
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|Paper Type||:||Research Paper|
|Title||:||Neuro-Fuzzy Model for Agricultural Loan Eligibility Assessment|
|Authors||:||Gabriel Babatunde Iwasokun || Opeyemi Olajumoke Olojo|
Abstract: Background: In most agricultural financing establishments, the existing credit facilities are prone to the risk of loss due to borrowers' default which is mostly blamed on lack of sound credit eligibility check. The negative effect of this is the reluctance of most financial institutions to disburse agricultural loans, thereby hampering national food security and the progress of the agricultural sector.
Materials and Methods: A neural network and fuzzy logic model for agricultural loan eligibility assessment was formulated. Data warehouse, fuzzy logic and neural network are the key components of the model. The data warehouse is for analysis and report.....
Key Word: Agricultural loan, credit, eligibility assessment, fuzzy logic, neural network.
 Ikponmwosa A. Five Roles of Agriculture in Nigeria's Economy. 2016, https://infoguidenigeria.com/role-agriculture-nigerias-economy
 Yoke B. Importance of Agriculture in our country and worldwide - What is Agriculture? 2019, https://yokebay.com/importance-of-agriculture/
 Ogbalubi LN, Wokocha CC. Agricultural Development and Employment Generation: The Nigeria Experience, OSR Journal of Agriculture and Veterinary Science. 2013; 2(2): 60-69.
 World Bank Group. 1998, http://documents.worldbank.org/curated/en/745241468135933997/World-development-indicators-1998
 Okumadewa F. Poverty and Income in Nigeria: Measurements and Strategies for Reform. A paper presented at the Vision 2010 Workshop, Abuja. Tewodaj M; M. Morris, L Freinkman, A., Adubi ,S., Ehui, C, Nwoko, O.,Taiwo, C. ",Nege, P
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Abstract: Corporate Social Responsibility(CSR) has become an established norm worldwide, which encourages government and private entities to share a small portion of their profit to suppress the inequalities of various forms such as social, economic, health, and environmental. Likewise, both corporate and financial entities in Bangladesh are encouraged to spend a certain share of their profits in various selected sectors which need financial assistance. However, unlike other business entities of our country Financial and Banking institutions are particularly mandated by Bangladesh Bank (regulatory authority) regarding spending CSR funds to seven selective fields. As a consequence, around 60% of the total CSR fund incurred by banks and financial institutions is allocated.....
Key Word: Corporate Social Responsibility (CSR), financial inclusion (FI), Bank branches, Agent outlets
. Agudelo, M. A., Lára Jóhannsdóttir , & Brynhildur Davídsdóttir. (2019). A literature review of the history and evolution of corporate social responsibility. International Journal of Corporate Social Responsibility , 4 (1).
. Aguinis, H., & Glavas, A. (2012). What we know and don't know about corporate social responsibility: a review and research agenda. Journal of Management , 38 (4), 932-968.
. Alam, S., Hoque, S., & Hosen, M. (2010). Corporate Social Responsibility of Multinational Corporation in Bangladesh: A Case Study on Grameen Phone. Journal of Patuakhali Science and Technology University , 2 (1), 51-61.
. Alliance for financial Inclusion. (2018). Bringing the Light into the Blind Spot. Alliance for financial Inclusion.
. Arun, T., & Kamath, R. (2015). Financial Inclusion: Policies and practices. IIMB Management Review , 24 (7), pp. 267-287.
. Asadullah, M. N., Savoia, A., & Mahmud, W. (2014). Paths to Development: Is there a Bangladesh Surprise? World Development , 62, 138-154.