IOSR-JEF   Volume-16 ~ Issue-6 ~ Nov. – Dec. 2025

[1]. Abor, J. Y., Amidu, M., & Issahaku, H. (2018). Mobile Telephony, Financial Inclusion And Inclusive Growth. Journal Of African Business, 19(3), 430-453.
[2]. Aduda, J., & Kalunda, E. (2012). Financial Inclusion And Financial Sector Stability In Kenya: A Review Of Literature. Journal Of Applied Finance And Banking, 2(6), 95-101.
[3]. Ardiansah, M., Chariri, A., Rahardja, S., & Udin, U. (2020). The Effect Of Electronic Payments Security On E-Commerce Consumer Perception: An Extended Model Of Technology Acceptance. Management Science Letters, 10(7), 1473-1480.
[4]. Central Bank Of Kenya, Kenya National Bureau Of Statistics & Financial Sector Deepening Kenya. (2016). The 2016 Finaccess Household Survey On Financial Inclusion. Nairobi, Kenya: FSD Kenya.
[5]. Chowdhury, E. K., & Chowdhury, R. (2023). Role Of Financial Inclusion In Human Development: Evidence From Bangladesh, India, And Pakistan. Journal Of The Knowledge Economy, 1-26.

[1]. Mwangi, E. (2021). Agripreneur Sustainability Strategies And Financial Performance Of Small-Scale Farmers In Uasin-Gishu County, Kenya. European Journal Of Business And Strategic Management.
[2]. Gupta, S. K., Nain, M. S., Singh, R., & Mishra, J. R. (2022). Development Of Scale To Measure Agripreneurs Attitude Towards Entrepreneurial Climate. Indian Journal Of Extension Education, 58(2), 153-57.
[3]. Uthandu, Arumugam & M.Manida, Dr. (2023). Agripreneurship For Sustainable Economic Development In India. Comfin Research. 11. 15-23. 10.34293/Commerce.V11i4.6662.
[4]. Pliakoura, A., Beligiannis, G., Mavrommati, A., & Kontogeorgos, A. (2024). Exploring The Determinants Of Young Agripreneurs' Success Toward Sustainable Agriculture: A Regression Approach. Management & Sustainability: An Arab Review, 3(4), 462–483.

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[1]. Becken, S., Jin, X., Chen, Z., & Gao, J. (2016). Urban air pollution in China: Risk perceptions and destination image. Journal of Sustainable Tourism, 25(1), pp 130–147.
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[1]. Rana, F. (2022). After neoliberalism: All Economics is local. Council on Foreign Relations NY. Vol. 101 (6). pp. 140-145. Retrieved from https://www.proquest.com/magazines/after- neoliberalism-all-economics-is-local/docview/2733493568/se.2? accountid=143980
[2]. Schoenbaum, T. J. (2023). The Biden administration’s trade policy: Promise and reality. GermanLaw Journal. Vol. 24, pp. 102-124. https://doi.org//10.1017/glj.2023.7
[3]. Walker, J. (2022). Danger of protectionism in free trade. Washington International Law Journal.Vol. 32 (1). Retrieved from https://search.lirn.net/muse/logon/CAIntercontinentalUniv /#/search

[1]. Adebisi, W., Adegbie, F. F., & Fakile, A. S. (2016). Forensic auditing and financial fraud in Nigerian commercial banks (S). European Journal of Accounting, Auditing and Finance Research, 4(8),119
[2]. Adejumo, Adetunji Paul and Chinonso Peter Ogburie,2025(Forensic accounting in financial fraud detection: Trends and challenges), International Journal of Science and Research Archive, 2025, 14(03), 1219-1232, https://doi.org/10.30574/ijsra.2025.14.3.0815
[3]. Al-Azmi, A, M., (2022), “The Role of Forensic Accounting in Achieving Sustainable Development from the Perspective of Combating Administrative and Financial Corruption - An Applied Study,” published research, Scientific Journal of Financial and Administrative Studies and Research, Volume 13, No. 2, pp. 2332-2361.
[4]. Al-Jubouri, Haider Jamil Ahmed, 2019 (Activating Judicial Accountability in Investigative Bodies to Reduce Financial and Administrative Corruption in Public Sector Institutions), Master's Thesis - College of Administration and Economics - University of Karbala.
[5]. Alkababji, Majdi & Aljabari, Alaa ,2022(The use of forensic accounting techniques in reducing creative accounting practices of Palestinian shareholding industrial companies), An-Najah University Journal of Research (Humanities), Volume 36