IOSR-JEF   Volume-17 ~ Issue-1 ~ Jan. – Feb. 2026

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[1]. Aboagye, A. Q. Q., Addison, A., Bokpin, G. A., & Osei, K. A. (2021). Agrifinance Resilience And Agricultural Lending Post-COVID. Agricultural Finance Review, 81(4), 485–503. Https://Doi.Org/10.1108/AFR-08-2020-0120
[2]. Agenda Notes For State Level Coordination Committee On Crop Insurance (Slcci) Meeting, 2025[3].
Allen, F., Demirgüç-Kunt, A., Klapper, L., & Peria, M. S. M. (2016). The Foundations Of Financial Inclusion: Understanding Ownership And Use Of Formal Accounts. Journal Of Financial Intermediation, 27, 1–30.
Https://Doi.Org/10.1016/J.Jfi.2015.12.003
[4]. Asamoah, F., Klege, R. A., & Rutledge, Z. (2023). Financial Exclusion And Vulnerability In Pandemic Contexts: Evidence From Sub-Saharan Africa. World Development, 161, 106040. Https://Doi.Org/10.1016/J.Worlddev.2022.106040
[5]. Bauer, M., Chytilová, J., & Morduch, J. (2023). Pandemic-Induced Microfinance Institution Vulnerabilities And Pathways To Sustainability. Journal Of Development Studies, 59(2), 250–270. Https://Doi.Org/10.1080/00220388.2022.2115033