IOSR-JEF   Volume-15 ~ Issue-6 ~ Nov. – Dec. 2024

[1] Hye, Q. M. A., & Lau, W.-Y. (2014). Trade Openness And Economic Growth: Empirical Evidence From India. Journal Of Business Economics And Management,16(1),188205. Doi:10.3846/16111699.2012.720587 10.3846/16111699.2012.720587
[2] Thai‐Ha Le Et Al. "Trade Openness And Environmental Quality: International Evidence." Energy Policy, 92 (2016): 45-55.
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[3] Sarkar, Prabirjit. "Trade Openness And Growth: Is There Any Link?." Journal Of Economic Issues 42.3 (2008): 763-785.
[4] Felipe, Jesus And Abdon, Arnelyn May And Kumar, Utsav, Tracking The Middle-Income Trap: What Is It, Who Is In It, And Why? (April 1, 2012). Levy Economics Institute, Working Paper No. 715, Available At Ssrn: Https://Ssrn.Com/Abstract=2049330 Or Http://Dx.Doi.Org/10.2139/Ssrn.2049330
[5] Shahbaz, M. (2012). Does Trade Openness Affect Long Run Growth? Cointegration, Causality And Forecast Error Variance Decomposition Tests For Pakistan. Economic Modelling, 29, 2325-2339. Https://Doi.Org/10.1016/J.Econmod.2012.07.015

[1] Abdulrehman, A. & Nyamute, W. (2018). Effect Of Mortgage Financing On Financial Performance Of Commercial Banks In Kenya, Journal Of International Business, Innovation And Strategic Management, 1(6), 91 – 122
[2] Ahmed, A., Rehan, R., Chhapra, I. U., & Supro, S. (2018). Interest Rate And Financial Performance Of Banks In Pakistan. International Journal Of Applied Economics, Finance And Accounting, 2(1), 1-7.
[3] Anu, E. T. (2016). Investigating The Changes In Mortgage Loan In The Uk Retail Banking Sector: A Review Of The Financial Crisis In The Resulting Implications On Households (Doctoral Dissertation, University Of Wales Trinity Saint David).
[4] Aruwa, S. A., & Musa, A. O. (2014). Risk Components And The Financial Performance Of Deposit Money Banks In Nigeria. International Journal Of Social Sciences And Entrepreneurship, 1(11), 514-522.
[5] Asabere, P. K., Mcgowan, C. B., & Lee, S. M. (2016). A Study Into The Links Between Mortgage Financing And Economic Development In Africa. International Journal Of Housing Markets And Analysis, 9(1), 2-19

[1] Sarkar, S. K. (2022). Sundarban Mangrove Wetland (A Unesco World Heritage Site): A Comprehensive Global Treatise. Elsevier.
[2] Sen, H. S., & Ghorai, D. (2019). The Sundarbans: A Flight Into The Wilderness. The Sundarbans: A Disaster-Prone Eco-Region: Increasing Livelihood Security, 3-28.
[3] Singh, A., Bhattacharya, P., Vyas, P., & Roy, S. (2010). Contribution Of Ntfps In The Livelihood Of Mangrove Forest Dwellers Of Sundarban. Journal Of Human Ecology, 29(3), 191-200.
[4] Bhowmick, D. (2024). Political Ecology Of Climate Change In Sundarbans, India: Understanding Well‐Being, Social Vulnerabilities, And Community Perception. Environmental Quality Management, 33(3), 371-382.
[5] Islam, S. N. (2019). Sundarbans A Dynamic Ecosystem: An Overview Of Opportunities, Threats And Tasks. The Sundarbans: A Disaster-Prone Eco-Region: Increasing Livelihood Security, 29-58..

[1]. Yensu J., Osei Y. & Atuilik D. A. (2017), Corporate Governance Structure And Insurance Companies' Performance In Ghana, Research Journal Of Finance And Accounting, 8(4)
[2]. Ebaid, I. E. S. (2022). Corporate Governance Mechanisms And Corporate Social Responsibility Disclosure: Evidence From An Emerging Market. Journal Of Global Responsibility, 13(4), 396-420.
[3]. Trinh, V. Q., Kara, A., & Elnahass, M. (2022). Dividend Payout Strategies And Bank Survival Likelihood: A Cross-Country Analysis. International Review Of Financial Analysis, 81, 102129.
[4]. Farooq, M., Al-Jabri, Q., Khan, M. T., Ali Ansari, M. A., & Tariq, R. B. (2022). The Impact Of Corporate Governance And Firm-Specific Characteristics On Dividend Policy: An Emerging Market Case. Asia-Pacific Journal Of Business Administration.
[5]. Ben Salah, O., & Jarboui, A. (2022). Dividend Policy, Earnings Management And The Moderating Effect Of Corporate Governance In The French Context. Journal Of Financial Economic Policy, 14(3), 356-380.

[1] Accenture. (2020). Data-Driven Retail. Retrieved From Https://Www.Accenture.Com/Gb-En
[2] Aiken, P., & Gorman, M. (2021). The Case For The Chief Data Officer: Recasting The C-Suite To Leverage Your Most Valuable Asset. Elsevier.
[3] Alonso, I., Sánchez, C., & Ruano, C. (2021). Leveraging Ai In Data Governance Frameworks. Information Systems Journal, 32(2), 122-138
[4] Armbrust, M., Fox, A., Griffith, R., Et Al. (2010). A View Of Cloud Computing. Communications Of The Acm, 53(4), 50-58.
[5] American Bar Association. (2022). Data Retention And Disposal: Legal Requirements For U.S. Businesses. American Bar Association Journal...

[1] Abebe, G., & Fikre, S. (2020). Econometric Analysis Of The Effects Of Corruption On Government Tax Revenue: Evidence From Panel Data In Developed And Developing Countries. European Business And Management, 6(2), 28-35.
[2] Agu, J. C., Nkwo, F. N., & Eneiga, R. U. (2024). Governance And Anti-Corruption Measures In Nigeria: Strategies For Enhancing Transparency, Accountability And Public Trust. International Journal Of Economics And Public Policy, 8(1), 1-15.
[3] Al Zadjali, M. K. S. (2010). The Nature, Causes, Consequences, And Mitigation Of Corruption: A New Paradigm And Role For Accounting (Doctoral Dissertation, Lincoln University).
[4] Alabede, J. O. (2018). Economic Freedom And Tax Revenue Performance In Sub-Saharan Africa. Journal Of Financial Reporting And Accounting, 16(4), 610-638.
[5] Alemu, A. M. (2012). Effects Of Corruption On Fdi Inflow In Asian Economies. Seoul Journal Of Economics, 25(4), 387-412.

[1] Abiona, O., & Koppensteiner, M. F. (2022). Financial Inclusion, Shocks, And Poverty: Evidence From The Expansion Of Mobile Money In Tanzania. Journal Of Human Resources, 57(2), 435–464.
[2] Adelaja, A. O., Umeorah, S. C., Abikoye, B. E., & Nezianya, M. C. (2024). Advancing Financial Inclusion Through Fintech: Solutions For Unbanked And Underbanked Populations. World Journal Of Advanced Research And Reviews, 23(2), 427–438. Https://Doi.Org/10.30574/Wjarr.2024.23.2.2379
[3] Adwek, G., Boxiong, S., Ndolo, P. O., Siagi, Z. O., Chepsaigutt, C., Kemunto, C. M., Arowo, M., Shimmon, J., Simiyu, P., & Yabo, A. C. (2020). The Solar Energy Access In Kenya: A Review Focusing On Pay-As-You-Go Solar Home System. Environment Development And Sustainability, 22(5), 3897–3938. Https://Doi.Org/10.1007/S10668-019-00372-X
[4] Agarwal, S., Qian, W., & Tan, R. (2020). Financial Inclusion And Financial Technology. In Household Finance (Pp. 307–346). Springer Singapore.
[5] Agur, I., Peria, S. M., & Rochon, C. (2020). Digital Financial Services And The Pandemic: Opportunities And Risks For Emerging And Developing Economies. International Monetary Fund Special Series On Covid-19, 1, 2–3..

[1] Agundu, P. U. C., & Ohaka, J. (2013). Capital Allowance: Captivating Nuance Of Investment Incentives In The Nigerian Manufacturing Sector. Journal Of Financial Management & Analysis, 26(2).
[2] Barney, J. (1991). Firm Resources And Sustained Competitive Advantage. Journal Of Management, 17(1), 99-120.
[3] Boadway, R., & Shah, A. (2015). Perspectives On The Role Of Investment Incentives In Developing Countries. Fiscal Incentives For Investment And Innovation, 31-137.
[4] Burggraeve, K., Jeanfils, P., Van Cauter, K., & Van Meensel, L. (2018). Macroeconomic And Fiscal Impact Of The Risk Capital Allowance. Economic Review, (Iii), 7-47.
[5] Chege, J. G. (2022). Effect Of Tax Incentives On Financial Performance Of Domestic Airlines In Kenya. African Tax And Customs Review, 5(2), 28-28..

[1]. Antony, A., & Joseph, A. I. (2017). Influence of behavioural factors affecting investment decision—An AHP analysis. Metamorphosis, 16(2), 107-114.
[2]. Casimir, G., & Waldman, D. A. (2007). A cross-cultural comparison of the importance of leadership traits for effective low-level and high-level leaders. International Journal of Cross Cultural Management, 7(1), 47-60. https://doi.org/10.1177/1470595807075171
[3]. Chhapra, I. U., Kashif, M., Rehan, R., & Bai, A. (2018). An empirical investigation of investor's behavioral biases on financial decision making. Asian Journal of Empirical Research, 8(3), 99-109.
[4]. Dar, B. I., & Kumar, J. (2023). The behavioural pattern of investment in the financial market: A study of the individual investors. Global Business Review. https://doi.org/10.1177/09721509231192229
[5]. Hansen, S. B., & Otero, L. W. (2006). A woman for U.S. president? Gender and leadership traits before and after 9/11. Journal of Women, Politics & Policy, 28(1), 35-60. https://doi.org/10.1300/J501v28n01_03.