IOSR-JBM   Volume-28 ~ Issue-6 ~ June 2026

Abstract: This study examined the effect of entrepreneurial competencies on the performance of small- scale enterprises in Ebonyi State. The main objective of the study is to examine the extent to which entrepreneurial competencies influence performance of small businesses in Ebonyi State, specifically, the study sought to; ascertain the extent to which networking competence affects small business performance in Ebonyi State, to determine the extent to which risk taking competence...

Keywords:Networking Competency, Risk-Taking Competency, Managerial Competency, Performance of Small Businesses

[1]. Addah, G. A. & Dokai-okonkwo, N. C. (2024). Entrepreneurial competence and sustainability of manufacturing small and medium enterprises in Delta State. International Academic Journal of Business School Research 8(9), 16 – 31.
[2]. Al-Ansari, Y. (2014). Innovation practices as a path to business growth performance: A study of small and medium sized firms in the emerging UAE market. Unpublished PhD thesis. Southern Cross University, Lismore, NSW.
[3]. Al Mamun, A. & Fazal, S. A. (2018). Impact of entrepreneurial competencies on micro enterprise performance: A study of Malaysian micro-enterprises. Journal of Enterprising Communities: People and Places in the Global Economy, 13(5), 563-582.
[4]. Aruwa, S. A. S. (2016). Entrepreneurial competencies and small and medium enterprises (SMEs) productivity in Nigeria. International Journal of Business and Management Review, 4(6), 1-10.
[5]. Asakania, F (2016) Influence of financial literacy on performance of small and medium enterprises: A case of Butere sub county Kakamega county Kenya. African international Journal of management education and governance 1(2), 33-43.

Abstract: Kerala Kalamandalam, a renowned institution in Kerala, India, is a treasure house of traditional art forms. As a cultural destination, Kalamandalam attracts art enthusiasts and tourists from around the world. The institution is dedicated to preserving and promoting traditional art forms such as Kathakali, Koodiyattam, and Thullal. With the growing interest in art tourism, Kalamandalam has become a significant cultural hub. This study aims to examine the impact of art tourism on the preservation and promotion of traditional art forms at Kerala Kalamandalam....

Keywords: Art Tourism; Traditional Artform; Preservation; Promotion

[1]. Viswanathan, K. (2023). Kerala Kalamandalam: A legacy revisited. Indian Theatre Journal, 7(1), 17–35. https://doi.org/10.1386/itj_00032_1
[2]. Amma, K., Language, E., & Literature. (2014). Mohiniattam as Proto-Performance: Life and Dance of partial fulfilment of the requirements for the Degree of Masters of Arts in. https://digitallibrary.bishopmoorecollege.ac.in /bitstream/123456789/1468/1/ Mohiniyattam.
[3]. Jhala & Chundawat J. (2023). The significance of traditional paintings in Udaipur as cultural draws for sustainable tourism management. International Journal of Management and Economics, 5(1), 96-102.
[4]. Sebastian, N., & Kalaiselvi, K. (2023). The study on the significance of heritage tourism with special reference to Thirunelli in Kerala. International Journal of Advanced Research in Commerce, Management & Social Science, 6(4), 82-86.
[5]. Jose, A. K., Sundararaj, J., & Manoj, P. K. (2017). Festival tourism in Kerala: A study of its prospects for the sustained economic growth of the state. International Journal of Multidisciplinary Research Review, 1(28), 169

Abstract: This paper investigates the effect of digital financial inclusion on the stability of the Moroccan-banking sector over the 2010–2024 period. Drawing on a context of unprecedented digital acceleration — 13.8 million payment accounts and MAD 43.6 billion in electronic transactions recorded in 2024 (Bank Al-Maghrib, 2024) — it uses a panel of 10 Moroccan banks over 15 years (150 observations), reconstructed from official series published by Bank Al-Maghrib, the High Commission for Planning, and the Ministry of Economy....

Keywords: digital financial inclusion; bank stability; Z-score; Morocco; dynamic panel data.

[1]. Afzal, A. M., Abu Khalaf, B., Al-Naimi, M. S., & Samara, E. (2025). The impact of Fintech on the stability of Middle Eastern and North African (MENA) banks. Risks, 13(6), 106. https://doi.org/10.3390/risks13060106
[2]. Arellano, M., & Bond, S. (1991). Some tests of specification for panel data: Monte Carlo evidence and an application to employment equations.
[3]. The Review of Economic Studies, 58(2), 277–297. https://doi.org/10.2307/2297968
[4]. Bank Al-Maghrib. (2023). Rapport annuel sur la supervision bancaire – Exercice 2023.
[5]. https://www.bkam.ma/en/content/download/809423/8901416/Rapport%20DSB%202023.pdf

Abstract: With the speedy expansion of digital payments in India, street vendors have emerged as a crucial segment adopting Unified Payments Interface (UPI) transactions. This research explores the perspectives of street vendors in Mahabubnagar, Telangana, regarding the adoption, benefits, and challenges of UPI payments. The study also examines the role of corporate governance in ensuring a secure, transparent, and inclusive digital payment ecosystem. Through qualitative and quantitative analysis, the findings highlight key factors influencing vendor adoption, including ease...

Keywords: UPI Payments, corporate governance, Street Vendors, UPI Adoption

[1]. 1.. K. Ratnesh and A. Goel, “Economic sustainability of digital business processes as a medium of incremental revenue for fixed food hawkers/vendors in Meerut city,” 2021.
[2]. S. Bhattacharya, D. Sen, and B. K. Sachdev, “A Study on the Role Played by Street Vendors in Our Daily Life and Impact of the COVID 19 on the Street Vendors.[3].
A. P. Singh, “Vendors on the Streets: Their Situation and Issues (With Special Reference of Lucknow District, Uttar Pradesh).
[4]. R. v Suresh, R. Kumar, S. Rajitha Kumar, and P. D. Scholar, “Entrepreneurship, digitization and poverty alleviation: exploring the scope of informal economy.
[5]. Mr Sunil Bhatia, D. S. (2022). A study of the general perception of small shop vendors for digital payment methods in India

Abstract: Corporate sustainability has become a strategic imperative for organizations seeking to balance economic performance with environmental and social responsibility. While conventional corporate decision-making primarily relies on data analytics, financial modelling, and market intelligence, emerging discussions have explored the role of alternative analytical frameworks in supporting strategic planning and organizational resilience. This study investigates the relationship between astrology and corporate sustainability by examining the influence of astrological cycles on corporate decision-making, leadership behaviour, business transformations,....

Keywords: Astrology, Corporate Sustainability, Corporate Decision-Making, Strategic Management, Alternative Analytical Tools, Sustainability Movements, Leadership Decision-Making, Risk Management, Jupiter–Saturn Conjunction, Mercury Retrograde, Saturn Return, Industry-Specific Trends, Business Strategy, Corporate Governance, Organizational Resilience

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[5]. Carroll, A. B., & Shabana, K. M. (2010). The business case for corporate social responsibility: A review of concepts, research and practice. International Journal of Management Reviews, 12(1), 85-105.

Abstract: The importance of MSME cannot be overstated in both developed and developing countries as they provide a substantial contribution to both the creation of jobs and the GDP, this study was on MSMEs and Economic growth in Ebonyi State. The main objective of the study was to examine MSMEs as pillar of economic growth in Ebonyi state. However, the specific objectives are; to determine the effects of MSMEs on employment generation in Ebonyi state. to examine the effects of MSMEs on increased income level of Ebonyi state indigenes and to determine the challenges....

Keywords: Micro, small and medium enterprises, economic growth, employment generation increased income level and reduction of MSMES challenges.

[1]. Abdul, K. (2022), An Investigation into the Challenges to SMEs Development in Africa.
[2]. Adeosun, O. T., & Shittu, A. I. (2021). Small-medium enterprise formation and Nigerian economicgrowth. Review of Economics and Political Science. 7(4), 286-301.
[3]. Aikor., T. (2021). SMEs: Key to Socio Economic Development of Nigeria. International Journal
[4]. Albaz, A., Dondi, M., Rida, T., & Schubert, J. (2020). Unlocking growth in small and medium sized enterprises. McKinsey & Company. European Journal of Business and Management Research. 5(4), 134-150.
[5]. Aremu, M.A., Aremu, M. A., & Olodo, H.O. (2015). Impact of Strategic management on the Awoyemi, B. O. & Aderonke, A. (2020). The growth prospect and challenges of financing, small

Abstract: This study examines the integration of sustainability principles into national tourism planning in Bangladesh through the perspectives of Sustainable Development Theory, Stakeholder Theory, and Sustainable Tourism Governance Theory. Using a mixed-method approach, data were collected from 450 tourism stakeholders through a structured survey and 30 semi-structured interviews with policymakers, tourism practitioners, entrepreneurs, academics, and tourism organization representatives. Quantitative data were analyzed using descriptive statistics, reliability analysis...

Keywords: Sustainable tourism, tourism planning, sustainability integration, stakeholder participation, tourism governance, Bangladesh

[1]. Ananya, S. A., Muneem, A. A., & Hassan, A. (2020). Tourism policy analysis of required tourist facilities in Bangladesh. In M. S. U. Rahman & A. Hassan (Eds.), Tourism policy and planning in Bangladesh. Springer. https://doi.org/10.1007/978-981-15-7014-8_4
[2]. Avi, M. A. R., Muneem, A. A., & Hafsa, S. (2020). Reaching the stakeholders: social media and the administration of tourism in Bangladesh. In M. S. U. Rahman & A. Hassan (Eds.), Tourism policy and planning in Bangladesh (pp. 165–175). Springer. https://doi.org/10.1007/978-981-15-7014-0_12
[3]. Avi, M. A. R., Muneem, A. A., Hafsa, S., & Sobhan, S. (2019). Promoting Bangladesh’s tourism through internet: Empirical evidence and suggestions. Rajshahi University Journal of Business Studies, 12(1), 78–88.
[4]. Bowen, G. A. (2009). Document analysis as a qualitative research method. Qualitative Research Journal, 9(2), 27–40. https://doi.org/10.3316/QRJ0902027
[5]. Bramwell, B., & Lane, B. (2011). Critical research on the governance of tourism and sustainability. Journal of Sustainable Tourism, 19(4–5), 411–421. https://doi.org/10.1080/09669582.2011.580586

Abstract: Digital transformation has critically altered how organisations create value, engage with customers, and compete in dynamic markets. Despite widespread adoption of digital technologies, many organisations continue to treat digital tools as tactical marketing tools rather than integrating them into strategic marketing planning processes. This study examines how digital transformation is reshaping marketing planning and driving a shift from tactical digital marketing activities towards comprehensive digital marketing strategies. Using a qualitative research design based on a...

[1]. Albrecht, C. (2024). Impact of digital transformation on strategic marketing practices in Germany. International Journal of Strategic Marketing Practice, 6(2), 1–12. https://doi.org/10.47604/ijsmp.2742
[2]. Blind, K., Niebel, C., & Rammer, C. (2023). The impact of the EU General Data Protection Regulation on product innovation. Industry and Innovation, 31(3), 311–351. https://doi.org/10.1080/13662716.2023.2271858
[3]. Ceccotti, F., Vernuccio, M., Mattiacci, A., & Pastore, A. (2024). Traditional agencies on bridges: How is digital transformation changing business models? Journal of Management and Governance, 29(2), 503–541. https://doi.org/10.1007/s10997-024-09703-1
[4]. Ebidor, L.-L., & Ikhide, I. G. (2024). Literature review in scientific research: An overview. East African Journal of Education Studies, 7(2), 179–186. https://doi.org/10.37284/eajes.7.2.1909
[5]. Fudamu, A. U., & Umar, H. J. (2024). Impact of strategic marketing planning and tactical marketing planning on business performance of selected SME in Adamawa State, Nigeria. Journal of Business Dev. and Management Res. (JBDMR), 5(7), 165–176. https://doi.org/https://africanscholarpub.com/ajbdmr/article/view/311